Target list

Among total students of the Harvard University

17% = No target = Very poor

70% = Rough target = Poor

10% = Clear target = Middle-class

3%   = Clear target and takes action = Rich

SMART

S = Specific

M = Measurable

A = Achievable

R = Reasonable

T = Time line

Short Term Target

Those target list in which you have 1 to 6 months time limit and you have 20,000 monthly income to write 10 points within time period of 6 month is known as short term target list.

Mid Term Target

Those target list in which you have 7th month to 2 years time limit to write 10 points by using 60,000 per month is known as mid term target list.

Long Term Target

Those target list in which you have 25th month's to 5 years time limit to write 5 points by using 3,00000 per month is known as long term target list.